Best Online Baccarat Casinos for Real Money USA
Online baccarat is an exciting casino card game where players bet on which hand gets closest to nine in order to win. Baccarat has some of the best house edge and odds among table games, making it a player favorite.
The gameplay is simple and fast-paced, making it easy to learn and implement strategies and tips to help you win. Take a chance and play at a trustworthy USA online baccarat casino for real money.
| Casino Info | Super Slots | BetUS | Red Dog | Bovada |
|---|---|---|---|---|
| Best For | Live & RNG baccarat mix with VIP perks | Live variety and cashback on baccarat losses | Baccarat variety and table game bonuses | Baccarat bonuses & fast crypto cashouts |
| Bonus | 250% up to $6,000 | 200% up to $5,000 | 225% up to $12,250 | 125% up to $3,750 |
| Baccarat Contribution to Welcome Bonus | 5% | 0% | 0% | 5% |
| Free Baccarat Play | No | Yes | Yes | Yes |
| Betting Limits | $1 – $500 | $1 – $100 | $1 – $100 | $1 – $100 |
| Baccarat Variations | 4 + 9 live versions | 3 + 12 live versions | 7 + 7 live versions | 2 + 3 live versions |
| Play Now | Play at Super Slots | Play at BetUS | Play at Red Dog | Play at Bovada |
Top Sites to Play Baccarat for Real Money
Choosing the right online site can make a big difference. From generous bonuses to a variety of games and reliable payouts, these reviews will help you make an informed decision.
Super Slots – Best Baccarat Casino Overall
I spent some serious time testing Super Slots’ baccarat tables and found a solid mix of video and live dealer action.
The site offers 13 baccarat games in total: 9 live dealer tables and 4 RNG versions. The one that stood out the most for me was Ultimate Baccarat.
You can start with just $1 and go up to $1,000 per bet. It also comes loaded with side bets: Player Pair, Banker Pair, Perfect Pair, Either Pair, Big, and Small bets, which give you more ways to play each hand.
You’ll also find familiar options like standard Punto Banco and Super 6. While you can use bonuses on baccarat, wagers only contribute 5% toward rollover, so clearing them takes time.
What helps Super Slots stand out are its VIP perks. High-volume players can unlock weekly rebates, priority crypto payouts, and bigger reload bonuses. If you’re playing consistently, these extras can stack up quickly.
Super Slots Highlights
- Top baccarat game: Ultimate Baccarat
- Banking: Credit cards, Bitcoin, altcoins, Bank Wire
- License: Yes – Panama Gaming Control Board
What works:
- 13 baccarat games total: 9 live tables + 4 RNG versions
- Side bets and flexible betting from $1 to over $1,000
- VIP perks like weekly cashback and exclusive crypto reloads
- Fast crypto withdrawals
What could be improved:
- Baccarat contributes only 5% to rollover
- No baccarat-specific bonuses
- Card deposits include high fees (~9.75%)
BetUS – Best for Cashback Bonuses on Baccarat
What makes BetUS worth trying is its 10% cashback on weekly losses, which includes baccarat. I tested this during a rough run and actually got some money back the following Monday.
It’s a smart backup if you’re playing regularly.
The baccarat selection is also strong, with 3 RNG games and 12 live dealer tables, including standard and Super 6. Betting limits are on the lower side ($1–$100 per hand), but the gameplay felt smooth and consistent across tables.
One downside is that baccarat doesn’t count toward bonus rollover, and the site’s regular promotions tend to have tight 7-day expiration windows.
BetUS Highlights
- Top baccarat games: Classic Baccarat
- Banking: Credit cards, crypto, PayPal, bank transfer
- License: Yes – Central America, the Netherlands Antilles, and Island of Mwali
What works:
- Largest live baccarat selection (12 tables)
- 10% cashback promo includes baccarat losses
- Easy low-stakes entry with $1 minimum bets
- Multiple deposit methods, including PayPal
What could be improved:
- Baccarat is excluded from all bonus rollover
- Dragon Gaming baccarat doesn’t qualify for promotions
- Most bonuses expire in just 7 days
Red Dog – Best for Baccarat Variety and Table Game Bonuses
Red Dog surprised me in a good way. Most casinos ignore baccarat in their promotions, but here I found multiple bonus codes (like BLUFFINGDOG and TOTHEMOON) that actually work for card games, including baccarat.
The site features 7 baccarat games. One standout is No Commission Baccarat, where the usual 5% fee on Banker wins is gone, so you keep more of your winnings.
Betting limits are beginner-friendly. Some tables start at $1, while others have $5 minimums, with maximum bets ranging from $100 to $500 depending on the table.
It’s a solid setup if you want options without going overboard.
Red Dog Highlights
- Top baccarat game: No Commission Baccarat
- Banking: Credit cards, Flexepin, Bitcoin, Ethereum, other cryptos
- License: Yes – Anjouan, Union of Comoros
What works:
- Multiple bonus codes that include baccarat
- No Commission Baccarat variant available
- Low $1–$5 minimums, great for casual players
- Clean interface and easy-to-navigate live tables
What could be improved:
- Most bonuses have high 40× rollover requirements
- High withdrawal minimums
Bovada – Best for Fast Crypto Payouts and Baccarat Bonus Contribution
I’ve always trusted Bovada for smooth payouts, and it didn’t disappoint with baccarat.
The baccarat variety here is limited. You get two RNG versions: Classic Baccarat and Baccarat. However, what stands out is the bonus structure.
Unlike most sites where baccarat only counts for 5–10% toward rollover, Bovada gives you 20%.
On top of this, they have live dealer baccarat and Super 6 games for those looking for a more real experience. Bovada is the perfect site for both beginners and veterans, as each game features detailed information, simple gaming layouts, and great odds.
Bovada Highlights
- Top baccarat game: Classic Baccarat
- Banking: Bitcoin, Litecoin, Ethereum, MatchPay, Credit Cards
- License: Yes – Panama Gaming Control Board
What works:
- Fast crypto payouts — often within hours
- 20% bonus contribution for baccarat (much higher than other sites)
- High live dealer limits — up to $2,500 per hand
- -friendly interface with stable gameplay
What could be improved:
- Limited game selection — only 2 baccarat versions
- No baccarat-specific bonuses
How We Review Online Baccarat Sites
We tested each site by playing both live and RNG baccarat games with real money. We tracked payout reliability, bonus , betting limits, and the variety of baccarat tables available. Here’s what we focused on.
Gameplay Experience
We played baccarat on both desktop and mobile. We looked for crisp visuals, stable connections, realistic card animations, and table responsiveness.
We gave higher marks to sites with smooth streaming, minimal lag, and a clean betting interface. Bonus points if the game offered side bets or roaps.
Licensing and Reputation
We only included casinos licensed and accessible from the USA that had a good track record of paying out winnings. We checked player reviews, customer response times, and how long the casino has been operating.
Sites with hidden fees, sketchy , or excessive payout delays were excluded.
Game Selection and Variants
We counted both RNG and live dealer baccarat games. We also looked at game formats, like Super 6 (no commission), high-limit VIP tables, and any special features such as side bets, squeeze mechanics, or game-show twists.
Casinos with more than just basic Punto Banco got higher ratings.
Baccarat Bonuses Availability
We checked how baccarat play contributed toward welcome bonuses and ongoing promos.
Many casinos exclude baccarat or limit their contribution to just 5%, so we prioritized sites that offer table-game-specific bonuses or cashback that include baccarat.
Online Baccarat Overview: How It Works
Baccarat is a card game where you compare the hands of the player and the banker. Each round has three possible outcomes: the player wins, the banker wins, or there is a tie. The winner is the player with a total value closest to 9.
Each card has a different value, so the gameplay can vary depending on the cards you get. To be honest, it’s really similar to 21 Blackjack, as both games involve comparing the values of cards dealt to the player and the dealer.
🚨Expert Advice: Are you new to baccarat? Check out our guide on how to play online baccarat. It covers the rules, payouts, and betting strategies, plus tips on which version is best for your playstyle and bankroll.
Online Baccarat Variations: Which One Should You Play for Real Money?
There are several baccarat variants out there, although many online casinos only offer the classic version. If you’re interested in land-based gaming, here are some variations you might come across:
Punto Banco
The most common version in American casinos, Punto Banco, follows simple rules with no player decisions after placing bets.
Unique Features: Simple rules with no player decisions during the game.
RTP: Banker bet: ~98.94%, Player bet: ~98.76%, Tie bet: ~85.64% (varies based on payout)
Chemin de Fer
Popular in and Monte Carlo, this variant allows players to take turns being the banker, adding a strategic element to the game.
Unique Features: Offers more player involvement and decision-making.
RTP: Approximately 98%
Mini Baccarat
A faster version of Punto Banco played with a single dealer. It’s more accessible and less intimidating, often on a smaller table.
Unique Features: Accessible for beginners and those with smaller bankrolls.
RTP: Approximately 98.76%
No Commission Baccarat
This variant eliminates the standard 5% commission on Banker wins.
Unique Features: Faster gameplay without commission calculations.
RTP: Approximately 98.94%
7 Up Baccarat
In this version, the player’s first card is always a 7, adding a unique twist to the standard rules.
Baccarat Gold
An enhanced version of the traditional game with better graphics, additional betting options, and sometimes side bets.
Live Dealer Baccarat
Live dealer baccarat offers an authentic casino experience by allowing you to play with a real dealer via live video stream.
This variant often includes different Baccarat games, such as Super 6. Super 6 adds a side bet where players can bet on the banker winning with a six.
Our Favorite Baccarat Game
I’ve spent a good amount of time testing baccarat, and my go-to pick is the classic Punto Banco version.
It’s straightforward, runs fast, and I can play at my own pace without waiting for other players or a dealer. The interface is clean, bets start as low as $1, and I like that I can toggle sound and speed to match my mood.
Best Online Baccarat Bonuses and Real Money Promos
Every bonus listed below can be used to play baccarat and counts toward rollover, though some offer more value than others, depending on the . I tested these options myself, and here’s what stood out.
- Red Dog – 100% up to $1,000 (BLUFFINGDOG): This bonus is specifically made for card games, including baccarat. I liked that baccarat counted 100% towards the 40× rollover, and there was no max cashout.
- BetUS – 10% Weekly Cashback on Baccarat: No match bonus here for baccarat, but BetUS is the only site on this list where you get cashback on your baccarat losses, up to $500 every Monday. I tested this during a cold streak and got a nice portion back the next week.
Best Mobile Apps for Baccarat
If you just want to enjoy baccarat without spending a dime, these free apps are great picks. I tested several and focused on how realistic they felt, how many variants were available, and how smooth the gameplay was on both iOS and Android.
- Baccarat Pro – Offline Casino (iOS & Android) – This is my go-to when I want to play classic Punto Banco with no distractions. It works offline and lets you practice banker, player, and tie strategies at your own pace.
- Baccarat 9: Casino Card Game (iOS & Android) – A great option if you want a social twist. It includes daily rewards, a level-up system, and fast-paced animations that mimic live baccarat without the stress. There’s even a leaderboard if you want a little competition.
- Baccarat Royale – Card Game (iOS & Android) – What I like most here is the clean, modern design. You can choose your betting range, get detailed stats, and try different strategies.
All these apps are intended for entertainment purposes only and do not offer real money gambling or the opportunity to win real money or prizes.
Is Playing Baccarat Online Legal in the US?
Yes, playing baccarat online is legal for most US players.
Only a few states, like New Jersey, Michigan, and Pennsylvania, have fully regulated online casinos. If you live in one of those states, you can play baccarat at state-licensed platforms.
But if you’re in most other states, players typically turn to offshore casinos, like the ones we reviewed on this page.
These sites are licensed outside the US, accept American players, and offer real money baccarat.
🚨Gamble Responsibly: If you choose to play, set a budget, stick to it, and never chase your losses. Online casinos make it easy to keep playing, so it’s important to take breaks and check in with yourself. Most sites offer tools like deposit limits, time-outs, and self-exclusion. Please use them.
Gambling should never feel like a way to make money. It’s entertainment. If it stops feeling that way, it’s okay to take a step back.
FAQ
Here are some of the most popular questions about playing baccarat online.
What are some popular baccarat bets?
The three main bets are:
–Banker – best odds (~1.06% house edge)
–Player – slightly worse (~1.24% house edge)
–Tie – tempting payout (8:1), but terrible odds (~14.4% house edge)
What is the difference between live and video baccarat?
Video (RNG) baccarat is a solo experience with faster rounds and lower limits. Live baccarat is streamed with a real dealer and feels more like playing in a casino, with features like chat and squeeze-style reveals.
Is online baccarat better than playing live baccarat at a land-based casino?
It depends on what you’re looking for. Online baccarat gives you faster games, lower limits, and access anytime. Land-based baccarat offers the in-person vibe, but it’s slower and usually requires higher minimum bets.
What are the odds of winning baccarat?
If you bet on Banker every hand, your win rate will be just under 50% after the 5% commission. Player bets win a little less often, and Tie bets win the least but pay more. Banker is your safest bet.
Can I play baccarat on my phone?
Yes! All of the casinos we reviewed have mobile-friendly sites, and some even offer dedicated apps. You can play RNG and live dealer baccarat straight from your iOS or Android browser with no needed.
Can I play baccarat for free?
You can. Most online casinos let you try the RNG version of baccarat for free. It’s a great way to practice the rules and see how betting works before risking real cash.
Is online baccarat beatable?
Baccarat has one of the lowest house edges of any casino game, especially if you stick to Banker bets. But it’s still a luck-based game. You can’t “beat” it consistently over time like poker or blackjack with card counting.
What baccarat version has the best odds?
Classic Punto Banco has the best odds, especially if you always bet on the Banker. The RTP is around 98.94%. Avoid side bets and the Tie bet, which has much worse odds.
Which games are similar to baccarat?
If you like baccarat’s simplicity, you might also enjoy blackjack (fast decision-making), casino war (even simpler), or craps (varied bet types with low house edge on some wagers).
What payment methods can I use to play baccarat online?
You can fund your using credit/debit cards, Bitcoin and other cryptocurrencies, MatchPay, and sometimes bank transfers or vouchers. Crypto is usually the fastest and cheapest method for deposits and withdrawals.
Game Reviews and Poker Strategy
Sadonna Price Expert in Online Casinos and Poker
Sadonna is a casino content creator and former professional poker player that loves using her creativity to provide insight into the most interesting aspects of the casino world.